Rick Gibson had been affiliated with L&M since 2012 and is a Registered Representative with Securities America, Inc. He holds series 6 and 63 licenses. Rick has been a Financial Advisor since 1999 and specializes in 401(k), retirement and pension planning. His knowledge and experience in regulations and government compliance issues, specifically with regard to disclosures and expenses for corporations, has increased the service level L&M can offer its clients.